Call Us Today:
Business Owners Policy (BOP)
Commercial General Liability
Commercial Property Insurance
Commercial Auto Insurance
Retail Insurance
Healthcare Facility Insurance
Specialty Trade Contractors Insurance
Workers Compensation
Farm Insurance
Coverage for Your Employees

Our Location

Baldo-Downs Insurance

408 15th Street
Tuscaloosa, AL 35401
Main office: 205-286-5035
Fax: 205-349-4393

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Our Providers

Business Owners, Restaurant, and Farm Insurance in Tuscaloosa, AL

Baldo-Downs Insurance

At Baldo-Downs Insurance, our top priority is to serve our clients in a memorable way and make insurance easier so that you can live confidently. We do this by providing exceptional customer service and quality products like our business owners policy, restaurant insurance, and farm insurance coverage. We work with multiple insurance providers who allow us to provide options and competitive pricing to our customers.

Business Owners Policy (BOP) Details

Whether you’re a small or medium-sized business, our business owners policy is set up to protect your company and its assets. We combine various coverage options into one package to give you the maximum protect. This ensures your policy is free of gaps and has everything you need.

Restaurant Insurance Details

As a restaurant owner, there are many risks to consider when running your business. From slips and falls to crime and licensing, we can provide you with peace of mind through our full coverage restaurant insurance plans.

What you can expect from us

We are passionate about helping businesses protect their future. Insurance shouldn’t be something clients have to worry about. They should feel confident knowing we have the right coverage in place so they can go about living their everyday lives.


Call or contact us to learn about our products and services. 



I have been a Nationwide customer for over a year now. I had been a customer of another well known company for years having both my home / car insurance bundled. Nationwide saved me about 20% off my insurance each month even after adding a 16 year driver to my policy. Stephen has also saved several of my co workers on their polices as well. He is not only an agent he is a leader in our Tuscaloosa Community. Thank you for all you do my friend!
- TamTam
Stephen Baldo-Downs has represented Nationwide extremely well. I have changed several policies for boats, autos, and ATV's formerly held by other companies/agencies to Stephen and he has given me more coverage for a better price while giving me service I have not experienced from other agents. I have recommended him to friends and business associates and will continue to do so.
- bamaboy
Stephen has been my insurance agent for 15 years. He has always provided the best customer service along with his expert knowledge of the insurance products offered. I highly recommend Stephen and his agency to everyone with insurance needs.
- Toddc