Baldo-Downs Insurance
We Make it Easier For You to Protect What Matters Most
Helping Families, Businesses, and Individuals in West Alabama and Beyond Since 1981

Commercial Lines Insurance
Protecting your business and your livelihood with custom solutions and personal attention.

Personal Lines Insurance
We make it easier for you to protect what matters most with tailored solutions to meet your needs.

Our Team
Our team approach offers a range of services to provide more benefits to our clients.

Our Process
We are passionate about helping people protect what matters most to them. Find out why we do what we do.
"Stephen has been my insurance agent for 15 years. He has always provided the best customer service along with his expert knowledge of the insurance products offered. I highly recommend Stephen and his agency to everyone with insurance needs."
-Todd C.
"Stephen Baldo-Downs has represented Nationwide extremely well. I have changed several policies for boats, autos, and ATV's formerly held by other companies/agencies to Stephen and he has given me more coverage for a better price while giving me service I have not experienced from other agents. I have recommended him to friends and business associates and will continue to do so."
-Bamaboy
"I have been a Nationwide customer for over a year now. I had been a customer of another well known company for years having both my home / car insurance bundled. Nationwide saved me about 20% off my insurance each month even after adding a 16 year driver to my policy. Stephen has also saved several of my co workers on their polices as well. He is not only an agent he is a leader in our Tuscaloosa Community. Thank you for all you do my friend!"
- Tam Tam
"I have had a relationship with, and done with business with Stephen for a number of years and cannot speak highly enough of him and the agency. A lot of agents are good salespeople, but don't truly understand coverage or insurance policies and products. Stephen is the most knowledgeable person regarding insurance, that I have ever encountered in the industry. I am very thankful for him and his staff."
– Ttownproud
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