Insurance | Baldo-Downs Insurance, LLC

Insurance transfers the financial risk of life's events to an insurance company. A sound insurance strategy can help protect your family from the financial consequences of those events. A strategy can include personal insurance, liability insurance, and life insurance.

If a Pipe Breaks

Learn what to do when a pipe bursts with this helpful video flooded with smart tips.

Featured Presentation

Long-Term-Care Protection Strategies

The chances of needing long-term care, its cost, and strategies for covering that cost.

Have A Question About This Topic?

Stay Safe with a B.O.P. At Your Back

Learn about the advantages of Business Owner Policies with this highly educational and fun animated video.

What is a Homeowners Insurance Policy?

Do you know what a Homeowners Insurance Policy is?

The Other Sure Thing

Though we don’t like to think about it, all of us will make an exit sometime. Are you prepared?

Medicare vs. Medicaid

The terms Medicare and Medicaid sound similar but are two very different things. Learn the differences in this informative article.

Buying Auto Insurance For Teen Drivers

Tips on insuring your teen driver.

Disability and Your Finances

In the event of an unforeseen accident or illness, disability insurance may be a good way to protect your income and savings.

Does Your Credit Score Affect Your Insurance Rates?

Your credit score may influence how much you pay for auto and home insurance.

Did You Know This Fact About Older Vehicles?

Did you know you have coverage options on older vehicles?

Insurance Needs Assessment: When You're Newly Married

Marriage changes everything, including your insurance needs.

View all articles

Long-Term-Care Needs

Determine your potential long-term care needs and how long your current assets might last.

Disability Income

This calculator estimates your chances of becoming disabled and your potential need for disability insurance.

Assess Your Life Insurance Needs

This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.

Lifetime of Earnings

Estimate how much you have the potential to earn during your working years.

View all calculators

Protecting Those Who Matter Most

The importance of life insurance, how it works, and how much coverage you need.

Long-Term-Care Protection Strategies

The chances of needing long-term care, its cost, and strategies for covering that cost.

View all presentations

The Other Sure Thing

Though we don’t like to think about it, all of us will make an exit sometime. Are you prepared?

Snapshots

Your life is marked by images. Prepare for the unexpected, so you can keep those pictures going.

If a Tree Falls

This handy video helps you stay prepared in case a fallen tree has damaged your house.

Your DNA Test

If your family relies on your income, it’s critical to know what their needs would be in the event of your death.