Business Owners, Restaurant, and Farm Insurance in Tuscaloosa, AL
Baldo-Downs Insurance
At Baldo-Downs Insurance, our top priority is to serve our clients in a memorable way and make insurance easier so that you can live confidently. We do this by providing exceptional customer service and quality products like our business owners policy, restaurant insurance, and farm insurance coverage. We work with multiple insurance providers who allow us to provide options and competitive pricing to our customers.
Business Owners Policy (BOP) Details
Whether you’re a small or medium-sized business, our business owners policy is set up to protect your company and its assets. We combine various coverage options into one package to give you the maximum protection. This ensures your policy is free of gaps and has everything you need. Learn more about BOP >
Restaurant Insurance Details
As a restaurant owner, there are many risks to consider when running your business. From slips and falls to crime and licensing, we can provide you with peace of mind through our full-coverage restaurant insurance plans. Learn More about Restaurant Insurance >
What you can expect from us
We are passionate about helping businesses protect their future. Insurance shouldn’t be something clients have to worry about. They should feel confident knowing we have the right coverage in place so they can go about living their everyday lives.
Call or contact us to learn about our products and services.
Featured Products

Business Owners Policy
Combine Property, Liability, Crime, and additional insurance services into one convenient policy to benefit your small to medium-sized business.

Commercial General Liability

Commercial Property Insurance

Commercial Auto Insurance

Retail Insurance

Healthcare Facility Insurance

Specialty Trade Contractors Insurance

Workers Compensation

Farm Insurance
Preserve your livelihood with an agribusiness policy that safeguards your farm and everything on it.

Coverage for Your Employees
Meet Our Team

Stephen Baldo-Downs
Agency Owner

Roger Downs
Associate Agent

Randy Colburn
Associate Agent

Maria Caldwell
Associate Agent