Motorcycle Insurance in Alabama

Motorcycle riding within Alabama comes with its fair share of benefits, with the state being home to various biking trails with spectacular views. But before starting your exploration journey around Tuscaloosa, AL, it pays to get the proper protection to keep you and your passengers safe. Baldo-Downs Insurance LLC can help with this, with the following guide looking at various motorcycle policies to sign up for.

Collision Coverage

A collision policy covers your property damage costs if you hit another vehicle or bike. It will help you cover expenses related to your repair or replacement needs. If you also hit objects such as fences, posts, or buildings, this policy will compensate you for the repair costs.

Comprehensive Coverage

Comprehensive coverage will come in handy when your bike is damaged in a non-collision accident. This means events such as fires, hail, theft, or vandalism. Based on the extent of your damages, comprehensive coverage will help you pay for your repairs or replacement costs.

Uninsured/Underinsured Coverage

Uninsured will protect you when you get into an accident with a motorist who has no cover, allowing you to pay your medical or property damage costs. Underinsured insurance will come in handy if you get into a crash with someone whose policy is not sufficient to pay for the full extent of your damages.

Liability Coverage

Liability coverage takes care of both bodily injury liability and property damage liability. Bodily injury liability ensures that 3rd party medical costs are covered for accidents you cause. Property damage liability will help you pay for 3rd party property damage costs that you are liable for. If you are sued for the above claims, liability coverage also helps you offset your legal fees and any damages awarded during your court trial.

If you are a biker within Tuscaloosa, AL, and need any of the above policies, make it a point to contact Baldo-Downs Insurance LLC today. Our motorcycle coverage provides customized care for residents within Alabama.