Commercial Insurance in Alabama

If you have a business in Tuscaloosa, AL, or anywhere else, Commercial insurance is essential to protecting your business and your employees. Your business is your livelihood, and we want to make sure you understand the risks that are out there and the coverage you need to ensure you have the right protection in place. 

Worker's Compensation Insurance

Worker's compensation insurance covers your workers' medical bills if they get injured on the job, and if you are sued as a result, this policy will provide you with a legal defense and pay any damages if you are found to be negligent or liable.

Property Insurance

As the name suggests, property insurance protects your building and the contents within from hazards such as fire, theft, or vandalism, this policy will help you pay for the repair or replacement costs related to property damage. It can also help cover loss of business income or loss of rents.

Commercial Auto Insurance

Commercial auto insurance covers businesses with vehicles registered in their company name. This insurance provides liability coverage for third party injuries and property damage, as well as repairs for damages to your vehicles.

General Liability Coverage

General liability coverage provides protection for bodily injury or property damage you may cause in the course of your work. This could be a slip and fall claim at your business or it could be damages you do while on a job site.

Cyber Liability Insurance

Cyber liability coverage protects you from any data breaches that you encounter. If your customer's information is compromised, you will likely get sued. With this in mind, cyber liability insurance will help you pay your legal fees, client notification costs, and any monitoring costs.

If you would like to learn more about how to protect your Tuscaloosa, AL business, consider reaching out to Baldo-Downs Insurance LLC today. Our Alabama agents will help you customize your commercial insurance policy and make sure you have the proper coverage in place.