Three of the best features of umbrella insurance

Consumers should carry umbrella insurance so that they don’t leave their assets at risk. If you’re looking for an umbrella insurance policy in Tuscaloosa, AL, you should know about the features that this kind of coverage offers.

At Baldo-Downs Insurance LLC, we can provide you with the information you need about umbrella insurance.

The following are three of the best features of umbrella insurance. 

Umbrella insurance provides coverage for bodily injury liability expenses.

If you are held liable for medical bills for the treatment of a bodily injury, your umbrella insurance can cover these expenses. Bodily injury liability expenses can result from injuries that occur when you are involved in an accident or when an incident occurs in your home that results in physical injuries. 

You can choose the amount of umbrella insurance coverage you need.

Consumers who carry umbrella insurance will typically insure themselves up to the full value of their net worth. You can choose how much your umbrella insurance policy covers you for. Typically, umbrella insurance policies offer coverage in increments of $1 million. 

Umbrella insurance adds to the coverage you get from your auto and home insurance policies. 

You’re probably aware of the fact that there are limits on the coverage you get from your auto and home insurance policies. Fortunately, your umbrella insurance covers costs that exceed these limits when you need to file a claim on one of these policies. 

Give Us A Call

Get in touch with us at Baldo-Downs Insurance LLC if you would like to learn more about umbrella insurance. We’re here to provide you with insurance in Tuscaloosa, AL. Call us to get a policy quote today!