Does Business Insurance Cover Customer Injuries?

An injury at your business doesn’t have to be a nightmare. With the proper commercial insurance, you’ll have sufficient coverage in the event of customer injury.

Injuries are Inevitable

Customers can easily be injured on yuor premises. Customers slip, trip, fall, and get hurt in other ways. What matters most is that you have the proper insurance to offset the damage resulting from those injuries. These can include medical bills, lost wages, and legal fees if they sue. Standard commercial general liability insurance will cover these costs, up to your policy limits, saving you from out-of-pocket expenses.

Minimize Risk To Maintain Affordable Insurance 

Do your part to minimize risk by inspecting the workplace for hazards. Even adding signage and installing a surveillance system can help mitigate risk. 

Cleaning your floors regularly and placing slip-resistant mats will also help prevent slips and trips. Such risk mitigation reduces the chances of injury and also helps keep business liability insurance affordable.

Get a Quote From Baldo-Downs Insurance LLC 

Commercial insurance in Tuscaloosa, AL, is a call away. Contact us for a quote.